Terms and conditions

Welcome to TrackDayCompare. By purchasing or using our day-wise insurance services, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully before using our services.

1. Definitions

  • Company/We/Us/Our: Refers to TrackDayCompare, the insurance provider.

  • User/You/Your: Refers to the person or entity purchasing or using our insurance services.

  • Track Day: A scheduled event at a closed-circuit racing track where you may drive your vehicle for non-competitive, recreational purposes.

  • Policy: The insurance coverage provided under these Terms and Conditions.

2. Eligibility

  • You must be 18 years or older and hold a valid driving license to participate.

  • Your vehicle must meet the track’s safety requirements and comply with local regulations.

  • TrackDayCompare reserves the right to refuse coverage if eligibility requirements are not met.

3. Scope of Coverage

  • Coverage applies only during the specific date(s) and track location for which insurance is purchased.

  • The policy covers damage to your vehicle and third-party liability as specified in your insurance certificate.

  • Coverage does not include:

    • Competitive racing events, time trials, or illegal racing.

    • Intentional damage or reckless behavior beyond normal track use.

    • Mechanical failures, wear and tear, or pre-existing damage.

    • Personal injury not covered under optional add-ons.

4. Booking and Payment

  • Full payment must be made at the time of booking.

  • All bookings are non-transferable and non-refundable, except where required by law.

5. User Responsibilities

  • You are responsible for ensuring your car is in safe, track-ready condition.

  • You must comply with all track rules, safety regulations, and local laws.

  • Helmets, seatbelts, and other mandatory safety equipment must be used at all times.

  • Any false information provided during registration may void your coverage.

6. Claims Process

  • In the event of an incident, you must:

    1. Notify TrackDayCompare immediately or within 24 hours.

    2. Submit all required documentation, including incident reports and photos.

    3. Cooperate with our claims team and provide truthful information.

  • Failure to follow the claims process may result in denial of your claim.

7. Limitation of Liability

  • TrackDayCompare is not liable for losses outside the scope of your policy.

  • We are not responsible for delays or cancellations caused by track operators, weather conditions, or events beyond our control.

8. Modifications and Cancellations

  • We reserve the right to modify or cancel a policy in cases of fraud, misrepresentation, or breach of these terms.

  • Any changes to these Terms will be posted on our website and take effect immediately.

9. Privacy Policy

  • Your personal data will be handled according to our [Privacy Policy link].

  • By using our services, you consent to the collection and processing of your data for insurance purposes.

10. Governing Law

  • These Terms and Conditions are governed by and construed under the laws of [Insert Jurisdiction/State/Country].

  • Any disputes will be subject to the exclusive jurisdiction of the courts in [Insert Jurisdiction].

11. Contact Us

For any questions or concerns, please contact:
TrackDayCompare Support Team